Breaking News: North Carolina’s Poorly Drafted Lien Laws Spur Title Insurance to Refuse Coverage

A nonsensical system for mechanics lien filing currently exists in North Carolina: the State does not permit (absent certain circumstances) the filing of a mechanics lien by anyone without a direct contract with the owner. However, the State does permit mechanics liens by subcontractors, suppliers, etc., but only requires that the construction lien be served, not […]

Credit Manager Solutions: Part 4 of the Series: Using a UCC and Mechanics Lien

Using a UCC Some Creditors are comfortable filing a UCC Notice in order to help secure their position and in order to secure their loan or funding to a borrower or customer. However, when the borrower or customer is in the construction business, why stop at a UCC–why not go all the way and file a […]

Prelien Notice and Notice of Furnishing and Notice to Owner, oh my! Which is Which?

As if filing a lien wasn’t confusing enough, each state has its own requirements about what you need to do before you file the lien.  Pennsylvania requires that subcontractors provide the owner with a prelien notice 30 days before they file a lien. New Jersey requires that on public projects a notice of furnishing be […]

EXPIRED! What?! My Lien Comes with an expiration date? You Betcha.

It seems like everything comes with an expiration date nowadays.  From Coke to honey, I can’t pick up an item in a grocery store without seeing a “sell by” date.  But I’m often told that many goods, like canned goods or rice, last much longer than their expiration dates.   Mechanics liens and constructions liens […]

E-Shopping, E-Courts, E-filing, E-lated…But Mechanics Liens Aren’t So Easy!

A recent phone call from a frustrated client of LienItNow.com who had to file their mechanics lien that same day inevitably led to the question: “Why can’t you just file the lien electronically?”  The answer is enmeshed in a network of statutes, laws, codes and regulations contained in each of the 50 States of our […]